You have used 100% of your daily highspeed mobile data limit and now the speed is reduced to 64 Kbps. This clearly means all of your mobile data exhausted and there you have option to buy more data. But guys wait… being an Airtel user, instead of buying extra data as add-on, you can get same amount of GB as loan. Yes, Airtel offer data loan service to their existing users. So, in case if you running out of Data then by opting this data loan service you can get extra 1GB for free without paying anything! So what is this plan? how to apply for it, let’s learn everything in detail below.
What is Airtel’s Data Loan Service?
Airtel data loan service is nothing but a service which an Airtel user can use in emergency to get extra data. Suppose you are in middle of something and you need extra data for today, and you don’t want to pay for that then in that case Airtel data loan service is what that you have been looking for. Using data loan you can get extra 1GB in your account data balance and use it for free till midnight. As it is a data loan, the same will be deducted from your next data add-on recharge (not from daily plan quota). This is simply – Get Now Pay Later scheme!
Example: You have a basic recharge where you get 2GB/day. But today, there is some emergency and you need more data. Hence instead of buying extra 1 GB of Rs 22, you get same extra 1GB as data loan for free for Airtel via Thanks app in just few seconds. This means today you will have total 3GB data (2+1). Now the extra 1GB that you have got as data loan… it will be recovered when you recharge with an eligible data add-on/booster pack. Means… Airtel won’t deducted it from daily plan quote, next day you will still get 2GB.
Eligible data add-on/booster pack as Repayment: Rs 22 (1GB), Rs 26 (1.5GB), Rs 33 (2GB), Rs 77 (5GB) or Rs 100 (6GB).
So suppose after 1 month or 3 month, you do recharge of Rs 77 having 5GB mobile data and 7 days validity… then in that case now you will only get 4GB (5GB – 1GB loan repayment).
How to Get Data Loan of 1GB on Airtel via Thanks App or Using Dial Code?
So now if you curious to know how to get Airtel Data loan, then here I have covered 3 methods. Before to continue, I would like to clear that it is only available for eligible customers who have proven track records with Airtel. To qualify for an Airtel Data Loan, check the terms and conditions:
- You must be a prepaid Airtel customer (postpaid users are not eligible).
- Your SIM must be at least 90 days old (3 months).
- Your account must have active validity and no outstanding dues or previous unpaid loans.
- Your main balance should be low (often below ₹5–₹10) or your daily data exhausted.
- You should have a good repayment history with Airtel.
If you don’t meet these, the loan request will be denied. New users or those with issues should contact Airtel support at 121 or 198.
Let’s now discuss about the methods how to get 1GB data loan:
Method 1: Using USSD Code (Recommended for Instant Access)
- Open your phone’s dialer and Dial Airtel data loan number *567*3# or this *141*567# (select data option) or call 52141.
- Wait for a pop-up menu or SMS confirmation from Airtel.
- Select the loan option (e.g., 1GB for 2G/4G/5G).
- Confirm the request. You’ll get an SMS like: Congratulations!
- That’s all, you have availed 1GB data valid till midnight, which will be deducted from your next data top-up.
The 1GB data (4G or 5G) will be added in your account instantly. This data you can use till midnight. After 12:01 AM the data will be vanished and won’t carry forward. So keep this thing in mind while applying for data loan!
Method 2: Using the Airtel Thanks App
Being a smartphone mobile user, you can prefer this method. Using Airtel thanks app you can get the data loan quickly as I have mentioned below:
- Download the Airtel Thanks app from Google Play Store or Apple App Store if you haven’t already. You can also get this app from Airtel’s official website www.airtel.in!
- Open the app and log in with your Airtel number (verify via OTP).
- Go to the Services or More section.
- Select Data Loan or Emergency Data.
- Choose the 1GB option, review terms, and tap Avail Now.
- Confirm, and the data will be added immediately.
Method 3: Via SMS (If Prompted)
When you 100% use your mobile data today like 2GB/day (100% consumed), then in that case Airtel sends SMS on your mobile. This prompts, your daily data limit exhausted, click here or reply with 1 to get extra 1GB data loan.
Final Words
This is how to take 1GB data loan in Airtel SIM. I personally use Airtel Thanks app to get data loan as using this app I can track data usage and if I have outstanding data loan, then I can check that too.
Note 1: Data Loan Validity is for 1 Day (till Midnight 11:59 PM). Means, if you apply for Data loan at 11:00 PM it is valid for 1 hour (till Midnight). So it is advised do check the time before applying data loan!
Note 2: You can only take a new data loan after you have successfully repaid your previous outstanding loan. If a data loan is due, you can’t apply for another data loan – First clear outstanding and then apply for new one!
This is a time saving service from Airtel and I personally applied the data loan via thanks app 2-3 times in case of extreme emergency. How about you? Please let us know your feedback in the comments below and don’t forget to share!

